Einley is as a focused peer-to-peer lending platform, highlighting the important positive interrelationship between your financial return and real social impact.

To simplify this process, we have collected investment opportunities together into verticals, which hold programs, projects and partners. Our verticals are:



Microfinance are financial services to marginalized population, provided by different figures such as private MFIs or cooperatives. Higher risk is offset by social impact and higher yields. 


Climate finance refers to financing channeled for climate change mitigation and adaptation projects and programs. In we especially focus on carbon offsets and mitigation banking. 


Solar energy financing as we finance it in is related to both climate finance and microfinance. Especially, we target smaller island solar energy projects. 


Einley is expanding rapidly and will be onboarding new partners, projects, products and affiliates in the very near future. At the moment, funds can be channeled through our network of MFIs and a range of attractive lending opportunities which can be seen below.


MFI CIA - Azerbaijan - 6% p.a. loan

With shipment 12 for $0.00
Loan amount: $588.00
Amount to be repaid: $623.28
Interest: $35.28

Your loan will go to Kamal Mikaylov, a rural Azerbaijani farmer who will use the money to purchase a cow. This loan will provide the investor with a 6% return per annum

Key Information:

  • Impactful loan to farmer Kamal Mikaylov
  • Financing period is 12 months
  • Investment of $588USD with a 6% return
  • The loan will be used to increase milk sales by purchasing another cow
  • Working in tandem with our local MFI partner in Azerbaijan, this is a way in which rural farmers such as Kamal in the outskirts of Azerbaijan can stimulate their small enterprises and earn more money


Working in tandem with our local MFI partner in Azerbaijan, this is a way in which rural farmers such as Kamal in the outskirts of Azerbaijan can stimulate their small enterprises and earn more money.

Kamal N. Mikaylov lives in a village called Arkivan in the Massali region of Azerbaijan, around 250km from Baku. His main source of income is farming and selling milk. Kamal is retired and has a pension of 170AZN and has already borrowed money from our partner MFI in Azerbaijan, with satisfactory repayment. Kamal has 3 cows and 2 calves and after his own usage, he sells milk to make a profit.



  • Both of Kamal’s cows give around 7 litres of milk, with 1 litre being sold at 0.5AZN
  • Kamal will get 102AZN per month (0.5*7 on a 29 day month) which, plus his pension will equal a monthly income of 272AZN
  • Of his monthly income, Kamal will keep 200AZN for his lifestyle and family and have 72AZN left over


Therefore with a loan amount of 588USD for 12 months and an application of 25% interest ($500*1.7). Kamal will comfortably be able to repay a monthly amount of 57.14AZN (roughly $34USD). If Kamal can bring in revenue from the sale of milk for 300 days for example, there will be a ‘down-time’ in which the loan will still need repaying. The assurance here is that Kamal’s debt will be secured by two guarantors who have a monthly income of 124AZN and 160AZN respectively, both of whom will sign contracts. If the guarantors need to aid Kamal in repayment, the amount for each of the will be 29AZN.



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Beneficiary Bank: AFIRME S.A.Juarez Sur 800 Piso 9, Colonia Centro C.P. 64000 Monterrey, Nuevo León, Mexico Swift AFIRMXMTXXX

Intermediary Bank: Deutsche Bank Trust  Company Americas  ABA: 021001033  SWIFT: BKTRUS33 Plaza: New York, USA.



Bank AFIRME S.A., Prados Carmelinas, Morelia Bank account number: 000189118724 Clabe: 062470001891187246



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Contact - Comenzar IASI

Predio del Charco 1 int. 2 Tzintzuntzan, CP 58443 México 

RFC: CIA1012209K6  idCIF: 14100272763 


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